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Design Your Own

Custom Charm Necklace

In 3 Easy Steps

Tell Your Own

Unique Story.

How you wear your charms is up to you!

1. Select your d.y.o. chain (Easily add, change or rearrange your charms as often as you like!)

2. choose your favorite charm(s)

3. add your charms to your chain to tell your story!

Create a style with empowering + inspiring charms using our virtual builder.

There are no rules.

OR

Skip our Virtual Builder

Browse “Design Your Own” Chains & Charms Below

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  •  

    18" "Design Your Own" Paperclip Link Charm Chain Necklace, 2 Charm Stations

    $2,650

  •  

    18" "Design Your Own" Sterling Silver Pearl Charm Chain Necklace, 2 Charm Stations

    $995

  •  

    20" "Design Your Own" Large Link 18K Gold Charm Chain Necklace, 2 Charm Stations

    $4,550

  •  

    20" "Design Your Own" Large Link Sterling Silver Charm Chain Necklace, 2 Charm Stations

    $425

  • Custom Charm Necklace

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

  • Custom Charm Necklace

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

  •  

    18" "Design Your Own" Short Charm Chain Necklace, 2 Charm Stations

    $225

  • Custom Charm Necklace

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

  •  

    18" "Design Your Own" Small Charm Chain Necklace, 2 Charm Stations

    $2,725

  •  

    22" "Design Your Own" Short Charm Chain Necklace, 2 Charm Stations

    $265

  •  

    18" "Design Your Own" Pearl Charm Chain Necklace, 2 Charm Stations

    $2,550

  •  

    30" "Design Your Own" Small Link Sterling Silver Charm Chain Necklace, 3 Charm Stations

    $385

  •  

    "Audrey" Link Charm Necklace in 18K Yellow Gold

    Starting from $7,835
  •  

    18" "Design Your Own" Small Charm Chain Necklace with Sapphires, 2 Charm Stations

    $535

  •  

    18" "Design Your Own" Turquoise Necklace, 2 Charm Stations

    $2,750

  •  

    18" "Design Your Own" Garnet Charm Chain Necklace, 2 Charm Stations

    $2,355

  •  

    34" "Design Your Own" Large Link Sterling Silver Charm Chain Necklace, 2 Charm Stations

    $495

  •  

    "Audrey" Link Charm Necklace in Sterling Silver

    Starting from $875
  •  

    18" "Design Your Own" 18K Gold Steel Charm Chain Necklace, 2 Charm Stations

    $1,315

  •  

    18" "Design Your Own" Sterling Silver Steel Charm Chain Necklace, 2 Charm Stations

    $385

  •  

    22" "Design Your Own" Small Charm Chain Necklace, 2 Charm Stations

    $2,925

  •  

    30" "Design Your Own" Small Link 18K Gold Charm Chain Necklace, 3 Charm Stations

    $3,350

  •  

    30" "Design Your Own" Double Steel Charm Chain Necklace, 2 Charm Stations

    $1,425

  •  

    20" "Design Your Own" 18K Gold Charm Chain Necklace, 1 Charm Station

    $1,775

  •  

    18" "Design Your Own" Small Charm Chain Necklace with Diamonds, 2 Charm Stations

    $3,900

  •  

    20" "Design Your Own" Sterling Silver Charm Chain Necklace, 1 Charm Station

    $225

  •  

    34" "Design Your Own" Large Link 18K Gold Charm Chain Necklace, 2 Charm Stations

    $6,500

  •  

    20" "Design Your Own" Steel Charm Chain Necklace, 1 Charm Station

    $635

  •  

    "Dorothy" Sterling Silver Medallion

    Starting from $160
  •  

    Mini White Enamel Sundial - Time is Precious

    Starting from $1,985
  •  

    Mother of Pearl Heart Necklace with Diamonds

    Starting from $2,045
  •  

    Mother of Pearl Sapphire "Happiness" Sun Charm Necklace

    Starting from $415
  •  

    Round Mosaic Sterling Silver Half Locket

    Starting from $205
  •  

    "Queen Bee" Charm with Diamonds

    Starting from $1,265
  •  

    "Wish" Dandelion Sterling Silver Intaglio Charm

    Starting from $325
  •  

    "Dream" Moon Charm with Sapphires

    Starting from $275
  •  

    Sun, Moon and Stars Medallion with Diamonds

    Starting from $2,720
  •  

    Mother of Pearl "Happiness" Sun and Star Charm

    Starting from $965
  •  

    Fearless Shield with Turquoise and Pave Diamonds

    Starting from $6,025
  •  

    The Dragonfly Sterling Silver Medallion with Sapphires

    Starting from $330
  •  

    Mini Fearless Shield with White Sapphire

    Starting from $365
  •  

    "The Time is Now" White Enamel Charm with Diamonds

    Starting from $3,800
  •  

    Sterling Silver White Enamel Sundial Charm - Time is Precious

    Starting from $685
  •  

    Mother of Pearl Heart Necklace with White Sapphires

    Starting from $460
  •  

    Mini Mother of Pearl Emerald "Happiness" Sun Charm

    Starting from $1,965
  •  

    Mini "Protect" Evil Eye Sterling Silver Charm

    Starting from $175
  •  

    Fearless Shield with Tapered Baguette and Round Diamonds

    Starting from $7,635
  •  

    "Dorothy" 18K Gold Medallion

    Starting from $1,985
  •  

    The Four Image "Midi" Locket Charm with Sapphires

    Starting from $385
  •  

    Mini "Adventure" Compass Charm with White Enamel

    Starting from $1,385
  •  

    “Loyal” Dog Sterling Silver Intaglio Charm

    Starting from $370
  •  

    Black Agate Heart Necklace with Diamonds

    Starting from $2,665
  •  

    Mini Fearless Shield with Pave Diamonds and Kite Blue Sapphire

    Starting from $2,370
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How It Works

DESIGN YOUR OWN

More Ways to Wear

Our Charms

Single Charm Necklaces

MAKE A STATEMENT

Choose a single chain with a single charm for statement-making style. Wear it alone or layer with other necklaces that empower you.

SHOP NOW

Since we first launched our fine jewelry, charm necklaces have been a foundation upon which our collections are built. %expanded-mobile%

The designs are styles with grand meanings and themes, like Carpe Diem, Dream, or Adventure, and they have become empowering, story telling pieces for the woman who wears them. The range of gold charm necklaces and silver charm necklaces is extensive, and offers a broad selection of designs and price points.%expanded-desktop%

As we expanded upon our charm necklace collections, we wanted to give a woman even greater opportunities for personalization and self expression. We wanted to offer the chance to create endless variations of a custom charm necklace, but ones that could be built by our customers rather than by us. The first step began with many of our core charm necklaces, where we give customers the ability to choose from a variety of chain lengths and metals when they order. The next generation was our “design your own” collections that allow for a much higher level of customization.  Using our “design your own” chains in 18k gold, sterling silver or black steel, the customer can create a customizable charm necklace by adding and removing up to three charms on a necklace in seconds, whenever they please. Each chain has multiple stations of highly engineered hinged links that allow for the quick swapping or adding of charms, creating a look that fits each customers changing style and individual stories. The chains are available in adjustable short and long lengths, so that the finished styles can be worn on their own, or layered with other favorite jewelry styles that one already owns. Creating a personalized charm necklace can be incredibly fun but can often include so many choices of chains, styles and designs. Our MRK stylists are always happy to help in the journey, so please contact us at concierge@monicarichkosann.com for ideas, advice or assistance.